Compare CD Rates & Fixed Deposits: Marcus by Goldman Sachs vs Navy Federal Credit Union (2026)


Marcus by Goldman Sachs VS Navy Federal Credit Union


Marcus by Goldman Sachs vs. Navy Federal Credit Union: CD Rates & Fixed Deposits Comparison

Comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union in CD Rates & Fixed Deposits pits two respected financial institutions head-to-head across interest rates, fee structures, digital banking experience, customer service, and account perks. In our composite evaluation, Marcus by Goldman Sachs earns an overall category rating of 9.6/10, while Navy Federal Credit Union scores 9.1/10.

How Marcus by Goldman Sachs and Navy Federal Credit Union Compare

Marcus by Goldman Sachs (New York, NY, USA) and Navy Federal Credit Union (Vienna, VA, USA) serve millions of customers with regulated financial products. While Marcus by Goldman Sachs takes the overall lead on composite aspect scores (9.6/10 vs 9.1/10), Navy Federal Credit Union remains highly competitive for customers who value its specific account structures and relationship benefits.

Final Verdict

Choose Marcus by Goldman Sachs if you want the higher overall rating in CD Rates & Fixed Deposits, or consider Navy Federal Credit Union if you already hold existing accounts or prefer its fee waiver criteria.

Marcus by Goldman Sachs CD Rates & Fixed Deposits Overview

Marcus by Goldman Sachs CD Rates & Fixed Deposits Review & Rating (9.6/10)

In our comprehensive evaluation of Marcus by Goldman Sachs CD Rates & Fixed Deposits, Marcus by Goldman Sachs earns an overall category score of 9.6/10. Marcus by Goldman Sachs is the consumer online banking arm of Goldman Sachs, offering industry-leading high-yield online savings accounts, high-rate fixed and no-penalty CDs, and fee-free banking.

Marcus by Goldman Sachs CD Rates & Fixed Deposits Aspect Breakdown

  • Interest Rates & APY (9.8/10): Marcus by Goldman Sachs is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Fees & Minimums (9.4/10): Marcus by Goldman Sachs is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (9.7/10): Marcus by Goldman Sachs is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.7/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Mobile App & Digital Banking (9.8/10): Marcus by Goldman Sachs is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Rewards & Perks (9.4/10): Marcus by Goldman Sachs is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing Marcus by Goldman Sachs's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, Marcus by Goldman Sachs stands out as a competitive choice in United States. Compare individual Marcus by Goldman Sachs accounts and head-to-head bank matchups below.

Navy Federal Credit Union CD Rates & Fixed Deposits Overview

Navy Federal Credit Union CD Rates & Fixed Deposits Review & Rating (9.1/10)

In our comprehensive evaluation of Navy Federal Credit Union CD Rates & Fixed Deposits, Navy Federal Credit Union earns an overall category score of 9.1/10. Navy Federal is the world's largest credit union serving U.S. military members, veterans, and their families with industry-low auto loan and VA mortgage rates, low-APR credit cards, and 350+ branches.

Navy Federal Credit Union CD Rates & Fixed Deposits Aspect Breakdown

  • Interest Rates & APY (9/10): Navy Federal Credit Union delivers strong above-average performance for Interest Rates & APY (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Fees & Minimums (9.3/10): Navy Federal Credit Union is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (8.7/10): Navy Federal Credit Union delivers strong above-average performance for Customer Service (8.7/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Mobile App & Digital Banking (9/10): Navy Federal Credit Union delivers strong above-average performance for Mobile App & Digital Banking (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Rewards & Perks (9.3/10): Navy Federal Credit Union is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing Navy Federal Credit Union's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, Navy Federal Credit Union stands out as a competitive choice in United States. Compare individual Navy Federal Credit Union accounts and head-to-head bank matchups below.

Marcus by Goldman Sachs vs Navy Federal Credit Union: Key Banking Specifications

Aspect-by-Aspect Rating & Analysis (CD Rates & Fixed Deposits)

Overall

Marcus by Goldman Sachs

9.6 / 10.0

Marcus by Goldman Sachs achieves an overall rating of 9.6/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Navy Federal Credit Union

9.1 / 10.0

Navy Federal Credit Union achieves an overall rating of 9.1/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Overall in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.6/10 while Navy Federal Credit Union earns 9.1/10. Marcus by Goldman Sachs achieves an overall rating of 9.6/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards. Navy Federal Credit Union achieves an overall rating of 9.1/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards. Overall, Marcus by Goldman Sachs holds the advantage in Overall for this category.

Interest Rates & APY

Marcus by Goldman Sachs

9.8 / 10.0

Marcus by Goldman Sachs is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Navy Federal Credit Union

9.0 / 10.0

Navy Federal Credit Union delivers strong above-average performance for Interest Rates & APY (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Interest Rates & APY in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.8/10 while Navy Federal Credit Union earns 9/10. Marcus by Goldman Sachs is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value. Navy Federal Credit Union delivers strong above-average performance for Interest Rates & APY (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options. Overall, Marcus by Goldman Sachs holds the advantage in Interest Rates & APY for this category.

Fees & Minimums

Marcus by Goldman Sachs

9.4 / 10.0

Marcus by Goldman Sachs is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Navy Federal Credit Union

9.3 / 10.0

Navy Federal Credit Union is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Fees & Minimums in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.4/10 while Navy Federal Credit Union earns 9.3/10. Marcus by Goldman Sachs is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value. Navy Federal Credit Union is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value. Overall, Marcus by Goldman Sachs holds the advantage in Fees & Minimums for this category.

Customer Service

Marcus by Goldman Sachs

9.7 / 10.0

Marcus by Goldman Sachs is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.7/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Navy Federal Credit Union

8.7 / 10.0

Navy Federal Credit Union delivers strong above-average performance for Customer Service (8.7/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Customer Service in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.7/10 while Navy Federal Credit Union earns 8.7/10. Marcus by Goldman Sachs is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.7/10 thanks to highly competitive rates, transparent terms, and standout customer value. Navy Federal Credit Union delivers strong above-average performance for Customer Service (8.7/10), offering reliable features and well-structured CD Rates & Fixed Deposits options. Overall, Marcus by Goldman Sachs holds the advantage in Customer Service for this category.

Mobile App & Digital Banking

Marcus by Goldman Sachs

9.8 / 10.0

Marcus by Goldman Sachs is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Navy Federal Credit Union

9.0 / 10.0

Navy Federal Credit Union delivers strong above-average performance for Mobile App & Digital Banking (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Mobile App & Digital Banking in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.8/10 while Navy Federal Credit Union earns 9/10. Marcus by Goldman Sachs is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.8/10 thanks to highly competitive rates, transparent terms, and standout customer value. Navy Federal Credit Union delivers strong above-average performance for Mobile App & Digital Banking (9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options. Overall, Marcus by Goldman Sachs holds the advantage in Mobile App & Digital Banking for this category.

Rewards & Perks

Marcus by Goldman Sachs

9.4 / 10.0

Marcus by Goldman Sachs is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Navy Federal Credit Union

9.3 / 10.0

Navy Federal Credit Union is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value.

When comparing Marcus by Goldman Sachs vs. Navy Federal Credit Union on Rewards & Perks in CD Rates & Fixed Deposits, Marcus by Goldman Sachs scores 9.4/10 while Navy Federal Credit Union earns 9.3/10. Marcus by Goldman Sachs is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value. Navy Federal Credit Union is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.3/10 thanks to highly competitive rates, transparent terms, and standout customer value. Overall, Marcus by Goldman Sachs holds the advantage in Rewards & Perks for this category.