Ally Bank: CD Rates & Fixed Deposits (2026)

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Ally Bank CD Rates & Fixed Deposits Ratings Breakdown

Overall 9.3 / 10

Ally Bank achieves an overall rating of 9.3/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 9.1 / 10

Ally Bank is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Fees & Minimums 9.4 / 10

Ally Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Customer Service 9.7 / 10

Ally Bank is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.7/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Mobile App & Digital Banking 9.1 / 10

Ally Bank is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Rewards & Perks 9.4 / 10

Ally Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Ally Bank CD Rates & Fixed Deposits Review & Rating (9.3/10)

In our comprehensive evaluation of Ally Bank CD Rates & Fixed Deposits, Ally Bank earns an overall category score of 9.3/10. Ally Bank is a pioneer in 100% online banking, renowned for its high-yield savings buckets, No-Penalty and Raise Your Rate CDs, fee-free spending accounts with zero overdraft fees, and auto financing.

Ally Bank CD Rates & Fixed Deposits Aspect Breakdown

  • Interest Rates & APY (9.1/10): Ally Bank is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Fees & Minimums (9.4/10): Ally Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (9.7/10): Ally Bank is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.7/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Mobile App & Digital Banking (9.1/10): Ally Bank is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Rewards & Perks (9.4/10): Ally Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.4/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing Ally Bank's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, Ally Bank stands out as a competitive choice in United States. Compare individual Ally Bank accounts and head-to-head bank matchups below.

Ally Bank CD Rates & Fixed Deposits Accounts & Offerings

Ally Bank 11-Month No-Penalty CD

Ally Bank 11-Month No-Penalty CD

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Ally Bank Raise Your Rate 2-Year CD

Ally Bank Raise Your Rate 2-Year CD

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