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Bask Bank: CD Rates & Fixed Deposits (2026)

Alex Parker, CFA

Senior Banking Editor

October 28th, 2026

Bask Bank CD Rates & Fixed Deposits Ratings Breakdown

Overall 8.8 / 10

Bask Bank scores 8.8/10 for Overall in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

Interest Rates & APY 8.8 / 10

Bask Bank scores 8.8/10 for Interest Rates & APY in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

Fees & Minimums 9.1 / 10

Bask Bank scores 9.1/10 for Fees & Minimums in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

Customer Service 8.5 / 10

Bask Bank scores 8.5/10 for Customer Service in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

Mobile App & Digital Banking 8.8 / 10

Bask Bank scores 8.8/10 for Mobile App & Digital Banking in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

Rewards & Perks 9.1 / 10

Bask Bank scores 9.1/10 for Rewards & Perks in CD Rates & Fixed Deposits, backed by 4.65% - 4.85% APY rates and transparent digital terms.

When evaluating Bask Bank for CD Rates & Fixed Deposits in 2026, our financial analysts examined interest rates (4.65% - 4.85% APY), monthly maintenance fees, deposit insurance, and digital banking tools.

Bask Bank, the online division of Texas Capital Bank (Member FDIC), specializes in top-tier High-Yield Savings, Fixed-Rate CDs, and the unique Bask Mileage Savings Account that earns American Airlines AAdvantage miles instead of taxable interest.

Key Highlights for CD Rates & Fixed Deposits:

Industry-leading 4.85% APY on Bask Interest Savings with $0 monthly fee
Unique Bask Mileage Savings Account earns 2 AAdvantage miles per $1 saved annually
Competitive fixed-rate CDs from 3 months to 24 months
FDIC-insured through Texas Capital Bank with no minimum balance requirements