Overall (9.2/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.0/10)
Customer Service (9.3/10)
Mobile App & Digital Banking (9.2/10)
Rewards & Perks (9.3/10)

Barclays Review:

Intro

Barclays combines centuries of UK banking heritage with high-interest Rainy Day savings, Avios credit cards, and residential mortgages.

Full Review

Barclays PLC is a major British universal bank headquartered in London with over 300 years of banking heritage. In the UK, Barclays provides full-service current accounts, Rainy Day Saver high-interest accounts, residential mortgages, and Barclaycard credit cards including the popular Avios Rewards and Platinum 0% balance transfer cards.

In the United States, Barclays is a leading issuer of co-branded airline and travel credit cards as well as high-yield online savings and CDs.

Pros

  • Earn up to 5.12% AER on Rainy Day Saver balances
  • Strong Barclaycard 0% balance transfer and Avios rewards lineup
  • Comprehensive UK branch network and mortgage advisory service
  • Competitive US online savings and co-branded travel cards

Cons

  • Best savings rates require Blue Rewards or Premier eligibility
  • Foreign transaction fees apply on standard debit and credit cards
  • In-branch wait times can vary during peak hours
Feature Value
Overall Rating 4.7
Savings APY / AER 5.12% AER (Rainy Day)
Deposit Insurance FSCS Protected (£85k)

Barclays: Products

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Barclays Avios Rewards Credit Card

Barclays Avios Rewards Credit Card

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Barclays US Tiered Online Savings

Barclays US Tiered Online Savings

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Barclays: Categories

Business Banking

Business Banking

Rated 8.6

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CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.3

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Credit Cards

Credit Cards

Rated 8.3

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Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.1

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High-Yield Savings

High-Yield Savings

Rated 8

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Personal Loans

Personal Loans

Rated 7.9

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Checking Accounts

Checking Accounts

Rated 7.3

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