Overall (8.9/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.3/10)
Customer Service (8.9/10)
Mobile App & Digital Banking (9.1/10)
Rewards & Perks (9.3/10)

Bask Bank Review:

Intro

Bask Bank, the online division of Texas Capital Bank (Member FDIC), specializes in top-tier High-Yield Savings, Fixed-Rate CDs, and the unique Bask Mileage Savings Account that earns American Airlines AAdvantage miles instead of taxable interest.

Full Review

Bask Bank (Dallas, TX, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Bask Bank, the online division of Texas Capital Bank (Member FDIC), specializes in top-tier High-Yield Savings, Fixed-Rate CDs, and the unique Bask Mileage Savings Account that earns American Airlines AAdvantage miles instead of taxable interest.

In our comprehensive 2026 review, Bask Bank earned strong marks across rate competitiveness (4.65% - 4.85% APY), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Bask Bank.

Pros

  • Industry-leading 4.85% APY on Bask Interest Savings with $0 monthly fee
  • Unique Bask Mileage Savings Account earns 2 AAdvantage miles per $1 saved annually
  • Competitive fixed-rate CDs from 3 months to 24 months
  • FDIC-insured through Texas Capital Bank with no minimum balance requirements

Cons

  • No checking account or ATM card offerings
  • Account must be funded within 15 business days of opening
  • No physical branches for cash handling
Feature Value
Overall Rating 4.8
Savings APY / AER 4.65% - 4.85% APY
Deposit Insurance FDIC / NCUA Insured ($250k+)

Bask Bank: Products

View More
Bask Bank Interest Savings Account

Bask Bank Interest Savings Account

View More
Bask Bank 12-Month High-Yield CD

Bask Bank 12-Month High-Yield CD

View More

Bask Bank: Categories

CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.8

View More
High-Yield Savings

High-Yield Savings

Rated 8.7

View More