CIT Bank: CD Rates & Fixed Deposits (2026)

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CIT Bank CD Rates & Fixed Deposits Ratings Breakdown

Overall 9.1 / 10

CIT Bank achieves an overall rating of 9.1/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 8.9 / 10

CIT Bank delivers strong above-average performance for Interest Rates & APY (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Fees & Minimums 9.2 / 10

CIT Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Customer Service 9.5 / 10

CIT Bank is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Mobile App & Digital Banking 8.9 / 10

CIT Bank delivers strong above-average performance for Mobile App & Digital Banking (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Rewards & Perks 9.2 / 10

CIT Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

CIT Bank CD Rates & Fixed Deposits Review & Rating (9.1/10)

In our comprehensive evaluation of CIT Bank CD Rates & Fixed Deposits, CIT Bank earns an overall category score of 9.1/10. CIT Bank, a division of First Citizens Bank, specializes in high-yield digital deposit accounts including Platinum Savings, Savings Connect, and no-penalty CDs with zero monthly maintenance fees.

CIT Bank CD Rates & Fixed Deposits Aspect Breakdown

  • Interest Rates & APY (8.9/10): CIT Bank delivers strong above-average performance for Interest Rates & APY (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Fees & Minimums (9.2/10): CIT Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (9.5/10): CIT Bank is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Mobile App & Digital Banking (8.9/10): CIT Bank delivers strong above-average performance for Mobile App & Digital Banking (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Rewards & Perks (9.2/10): CIT Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing CIT Bank's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, CIT Bank stands out as a competitive choice in United States. Compare individual CIT Bank accounts and head-to-head bank matchups below.

CIT Bank CD Rates & Fixed Deposits Accounts & Offerings

CIT Bank Platinum Savings Account

CIT Bank Platinum Savings Account

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