First Citizens Bank Review:

Intro

First Citizens Bank is one of the largest family-controlled banks in the U.S. (now including Silicon Valley Bank and CIT Bank), offering free checking, premier wealth management, and small business banking.

Full Review

First Citizens Bank Complete Banking Review & Overview

First Citizens Bank (headquartered in Raleigh, NC, USA) is a premier financial institution evaluated on MoneyCompared with an overall composite score of 8.3/10 across Checking Accounts, High-Yield Savings, Mortgages & Home Loans, Business Banking. First Citizens Bank is one of the largest family-controlled banks in the U.S. (now including Silicon Valley Bank and CIT Bank), offering free checking, premier wealth management, and small business banking.

Key Banking Strengths & Account Offerings

Customers comparing First Citizens Bank against rival banks benefit from its regulated deposit and lending products, digital banking tools, and competitive fee structures. Explore First Citizens Bank's category-specific aspect ratings, account details, and side-by-side bank comparisons below.

Pros

  • Strong composite financial rating (8.3/10) across Checking Accounts, High-Yield Savings, Mortgages & Home Loans, Business Banking
  • Regulated deposit and consumer protection with modern digital banking app
  • Competitive account options for everyday banking and long-term savers

Cons

  • Best relationship rates or fee waivers may require qualifying direct deposits or minimum balances
  • Rates and promotional offers vary by credit profile and account tier

First Citizens Bank: Products

View More
First Citizens Free Checking

First Citizens Free Checking

View More

First Citizens Bank: Categories

Business Banking

Business Banking

Rated 8.6

View More
Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.4

View More
Checking Accounts

Checking Accounts

Rated 8.3

View More
High-Yield Savings

High-Yield Savings

Rated 7.8

View More