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First Tech Federal Credit Union: Checking Accounts (2026)

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Alex Parker, CFA

Senior Banking Editor

October 28th, 2026

First Tech Federal Credit Union Checking Accounts Ratings Breakdown

Overall 8.6 / 10

First Tech Federal Credit Union scores 8.6/10 for Overall in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

Interest Rates & APY 8.6 / 10

First Tech Federal Credit Union scores 8.6/10 for Interest Rates & APY in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

Fees & Minimums 8.9 / 10

First Tech Federal Credit Union scores 8.9/10 for Fees & Minimums in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

Customer Service 8.3 / 10

First Tech Federal Credit Union scores 8.3/10 for Customer Service in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

Mobile App & Digital Banking 8.6 / 10

First Tech Federal Credit Union scores 8.6/10 for Mobile App & Digital Banking in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

Rewards & Perks 8.9 / 10

First Tech Federal Credit Union scores 8.9/10 for Rewards & Perks in Checking Accounts, backed by 5.00% APY Rewards Checking rates and transparent digital terms.

When evaluating First Tech Federal Credit Union for Checking Accounts in 2026, our financial analysts examined interest rates (5.00% APY Rewards Checking), monthly maintenance fees, deposit insurance, and digital banking tools.

First Tech Federal Credit Union is the premier credit union serving employees of America's leading technology companies (Microsoft, Amazon, Google, Apple, Intel, Cisco) AND open nationwide via Computer History Museum membership, delivering 5.00% APY on First Tech Rewards Checking up to $15,000.

Key Highlights for Checking Accounts:

First Tech Rewards Checking pays a massive 5.00% APY on balances up to $15,000 with $0 monthly fee
Up to $15/month in ATM fee rebates plus 30,000+ fee-free CO-OP ATMs and 5,600+ shared branches
Personal loans up to $50,000 with $0 origination fees and same-day decisions
Anyone nationwide can join easily during online signup via the Computer History Museum or Financial Fitness Association