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First Tech Federal Credit Union

Headquarter:

San Jose, CA, USA

Visit First Tech Federal Credit Union Official Site ↗

Overall (8.9/10)

Interest Rates & APY (9.1/10)

Fees & Minimums (9.3/10)

Customer Service (8.9/10)

Mobile App & Digital Banking (9.1/10)

Rewards & Perks (9.3/10)

Alex Parker, CFA

Senior Banking Editor

Email 418 Articles

October 28th, 2026

First Tech Federal Credit Union Review:

Intro

First Tech Federal Credit Union is the premier credit union serving employees of America's leading technology companies (Microsoft, Amazon, Google, Apple, Intel, Cisco) AND open nationwide via Computer History Museum membership, delivering 5.00% APY on First Tech Rewards Checking up to $15,000.

Full Review

First Tech Federal Credit Union (San Jose, CA, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. First Tech Federal Credit Union is the premier credit union serving employees of America's leading technology companies (Microsoft, Amazon, Google, Apple, Intel, Cisco) AND open nationwide via Computer History Museum membership, delivering 5.00% APY on First Tech Rewards Checking up to $15,000.

In our comprehensive 2026 review, First Tech Federal Credit Union earned strong marks across rate competitiveness (5.00% APY Rewards Checking), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at First Tech Federal Credit Union.

Pros

First Tech Rewards Checking pays a massive 5.00% APY on balances up to $15,000 with $0 monthly fee
Up to $15/month in ATM fee rebates plus 30,000+ fee-free CO-OP ATMs and 5,600+ shared branches
Personal loans up to $50,000 with $0 origination fees and same-day decisions
Anyone nationwide can join easily during online signup via the Computer History Museum or Financial Fitness Association