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Found

Headquarter:

San Francisco, CA, USA

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Overall (8.9/10)

Interest Rates & APY (9.1/10)

Fees & Minimums (9.3/10)

Customer Service (8.9/10)

Mobile App & Digital Banking (9.1/10)

Rewards & Perks (9.3/10)

Alex Parker, CFA

Senior Banking Editor

Email 418 Articles

October 28th, 2026

Found Review:

Intro

Found is the all-in-one U.S. business banking, tax automation, bookkeeping, and invoicing account purpose-built for self-employed freelancers, 1099 contractors, and single-member LLCs (FDIC insured up to $3M via Piermont Bank).

Full Review

Found (San Francisco, CA, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Found is the all-in-one U.S. business banking, tax automation, bookkeeping, and invoicing account purpose-built for self-employed freelancers, 1099 contractors, and single-member LLCs (FDIC insured up to $3M via Piermont Bank).

In our comprehensive 2026 review, Found earned strong marks across rate competitiveness (Up to 1.50% APY (Found Plus)), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Found.

Pros

Automatically calculates real-time Schedule C quarterly taxes and sets aside tax money on every incoming payment
$0 monthly fee, $0 minimum balance, and no credit check required to open in 5 minutes
Built-in expense write-off categorization, receipt capture, and unlimited free invoicing
Found Plus optional upgrade ($19.99/mo) unlocks 1.50% APY and in-app quarterly IRS tax payments

Cons

Designed primarily for sole proprietors, 1099 contractors, and single-owner LLCs rather than large multi-owner corporations

Feature	Value
Overall Rating	4.8
Savings APY / AER	Up to 1.50% APY (Found Plus)
Deposit Insurance	FDIC / NCUA Insured ($250k+)

Found: Products

Found Self-Employed Business Checking & Tax Account

Found: Categories

Business Banking

Rated 9.4