ING: Personal Loans (2026)

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ING Personal Loans Ratings Breakdown

Overall 8.9 / 10

ING achieves an overall rating of 8.9/10 in Personal Loans based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 8.8 / 10

ING delivers strong above-average performance for Interest Rates & APY (8.8/10), offering reliable features and well-structured Personal Loans options.

Fees & Minimums 9.1 / 10

ING is an industry leader in Fees & Minimums within Personal Loans, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Customer Service 8.5 / 10

ING delivers strong above-average performance for Customer Service (8.5/10), offering reliable features and well-structured Personal Loans options.

Mobile App & Digital Banking 8.8 / 10

ING delivers strong above-average performance for Mobile App & Digital Banking (8.8/10), offering reliable features and well-structured Personal Loans options.

Rewards & Perks 9.1 / 10

ING is an industry leader in Rewards & Perks within Personal Loans, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

ING Personal Loans Review & Rating (8.9/10)

In our comprehensive evaluation of ING Personal Loans, ING earns an overall category score of 8.9/10. ING Group is a Dutch multinational banking pioneer in direct digital banking, offering Orange Everyday accounts, Extra-Konto high-yield savings, and low-rate digital mortgages across Europe.

ING Personal Loans Aspect Breakdown

  • Interest Rates & APY (8.8/10): ING delivers strong above-average performance for Interest Rates & APY (8.8/10), offering reliable features and well-structured Personal Loans options.
  • Fees & Minimums (9.1/10): ING is an industry leader in Fees & Minimums within Personal Loans, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (8.5/10): ING delivers strong above-average performance for Customer Service (8.5/10), offering reliable features and well-structured Personal Loans options.
  • Mobile App & Digital Banking (8.8/10): ING delivers strong above-average performance for Mobile App & Digital Banking (8.8/10), offering reliable features and well-structured Personal Loans options.
  • Rewards & Perks (9.1/10): ING is an industry leader in Rewards & Perks within Personal Loans, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing ING's Personal Loans for everyday value, low fees, or digital banking convenience, ING stands out as a competitive choice in Netherlands. Compare individual ING accounts and head-to-head bank matchups below.

ING Personal Loans Accounts & Offerings

ING Girokonto & Extra-Konto High-Yield Savings

ING Girokonto & Extra-Konto High-Yield Savings

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