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ING Girokonto & Extra-Konto High-Yield Savings

About ING High-Yield Savings

The ING Girokonto & Extra-Konto High-Yield Savings from ING is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9.2/10. Europe's benchmark direct digital bank pairing a free Girokonto and high-yield Extra-Konto instant access savings.

Key highlights include Up to 3.30% p.a. Promotional Extra-Konto Rate, a fee structure of €0 Monthly Fee on Extra-Konto, and Free VISA Card with Free ATM Withdrawals across Eurozone. Accounts are backed by Statutory EU Deposit Guarantee up to €100,000 and supported by ING's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	€0 Monthly Fee on Extra-Konto
Regular APR / Rate	Up to 3.30% p.a. Promotional Extra-Konto Rate
Intro Offer / Welcome Bonus	Free VISA Card with Free ATM Withdrawals across Eurozone
Savings APY / AER	Up to 3.30% p.a. + Automated ETF Sparplan Investing from €1
Minimum Deposit	€0 Minimum Deposit
Foreign Transaction Fee	0% Eurozone Fee
Deposit Insurance	Statutory EU Deposit Guarantee up to €100,000
Mobile App Rating	4.8 / 5.0
Overall Rating	9.2 / 10

About Product

Annual / Monthly Fee: €0 Monthly Fee on Extra-Konto
APR / APY Rate: Up to 3.30% p.a. Promotional Extra-Konto Rate
Intro Offer / Bonus: Free VISA Card with Free ATM Withdrawals across Eurozone
Key Benefits: Up to 3.30% p.a. + Automated ETF Sparplan Investing from €1
Minimum Requirement: €0 Minimum Deposit
Foreign Transaction Fee: 0% Eurozone Fee
Protection: Statutory EU Deposit Guarantee up to €100,000

Pros

Rate / APR / APY: Up to 3.30% p.a. Promotional Extra-Konto Rate
Fee Structure: €0 Monthly Fee on Extra-Konto
Welcome Offer / Benefit: Free VISA Card with Free ATM Withdrawals across Eurozone
Rewards & Highlights: Up to 3.30% p.a. + Automated ETF Sparplan Investing from €1

Cons