KeyBank: Personal Loans (2026)

Check KeyBank Rates & Apply ↗

KeyBank Personal Loans Ratings Breakdown

Overall 8.0 / 10

KeyBank achieves an overall rating of 8/10 in Personal Loans based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 7.8 / 10

KeyBank provides solid, dependable Interest Rates & APY in Personal Loans (7.8/10), balancing convenience with standard market pricing.

Fees & Minimums 8.1 / 10

KeyBank provides solid, dependable Fees & Minimums in Personal Loans (8.1/10), balancing convenience with standard market pricing.

Customer Service 8.4 / 10

KeyBank provides solid, dependable Customer Service in Personal Loans (8.4/10), balancing convenience with standard market pricing.

Mobile App & Digital Banking 7.8 / 10

KeyBank provides solid, dependable Mobile App & Digital Banking in Personal Loans (7.8/10), balancing convenience with standard market pricing.

Rewards & Perks 8.1 / 10

KeyBank provides solid, dependable Rewards & Perks in Personal Loans (8.1/10), balancing convenience with standard market pricing.

KeyBank Personal Loans Review & Rating (8/10)

In our comprehensive evaluation of KeyBank Personal Loans, KeyBank earns an overall category score of 8/10. KeyBank operates approximately 1,000 branches across 15 states, offering Key Smart Checking with $0 monthly fees, relationship savings rates, and equipment and commercial lending.

KeyBank Personal Loans Aspect Breakdown

  • Interest Rates & APY (7.8/10): KeyBank provides solid, dependable Interest Rates & APY in Personal Loans (7.8/10), balancing convenience with standard market pricing.
  • Fees & Minimums (8.1/10): KeyBank provides solid, dependable Fees & Minimums in Personal Loans (8.1/10), balancing convenience with standard market pricing.
  • Customer Service (8.4/10): KeyBank provides solid, dependable Customer Service in Personal Loans (8.4/10), balancing convenience with standard market pricing.
  • Mobile App & Digital Banking (7.8/10): KeyBank provides solid, dependable Mobile App & Digital Banking in Personal Loans (7.8/10), balancing convenience with standard market pricing.
  • Rewards & Perks (8.1/10): KeyBank provides solid, dependable Rewards & Perks in Personal Loans (8.1/10), balancing convenience with standard market pricing.

Bottom Line Verdict

Whether you are comparing KeyBank's Personal Loans for everyday value, low fees, or digital banking convenience, KeyBank stands out as a competitive choice in United States. Compare individual KeyBank accounts and head-to-head bank matchups below.

KeyBank Personal Loans Accounts & Offerings

Key Smart Checking

Key Smart Checking

View