Home Banks KeyBank Checking Accounts Key Smart Checking

Key Smart Checking

About KeyBank Checking Accounts

The Key Smart Checking from KeyBank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.6/10. True no-monthly-maintenance-fee checking account with $0 minimum balance requirement and access to 40,000+ KeyBank and Allpoint ATMs.

Key highlights include 0.00% APY, a fee structure of $0 Monthly Maintenance Fee, and $300 New Checking Offer with Direct Deposit. Accounts are backed by FDIC Insured up to $250,000 and supported by KeyBank's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Monthly Maintenance Fee
Regular APR / Rate	0.00% APY
Intro Offer / Welcome Bonus	$300 New Checking Offer with Direct Deposit
Savings APY / AER	40,000+ KeyBank & Allpoint ATMs + EasyUp Automated Savings
Minimum Deposit	$10 Minimum Opening Deposit
Foreign Transaction Fee	3% Foreign Transaction Fee
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.7 / 5.0
Overall Rating	8.6 / 10

About Product

Annual / Monthly Fee: $0 Monthly Maintenance Fee
APR / APY Rate: 0.00% APY
Intro Offer / Bonus: $300 New Checking Offer with Direct Deposit
Key Benefits: 40,000+ KeyBank & Allpoint ATMs + EasyUp Automated Savings
Minimum Requirement: $10 Minimum Opening Deposit
Foreign Transaction Fee: 3% Foreign Transaction Fee
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: 0.00% APY
Fee Structure: $0 Monthly Maintenance Fee
Welcome Offer / Benefit: $300 New Checking Offer with Direct Deposit
Rewards & Highlights: 40,000+ KeyBank & Allpoint ATMs + EasyUp Automated Savings

Cons