Overall (8.9/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.3/10)
Customer Service (8.9/10)
Mobile App & Digital Banking (9.1/10)
Rewards & Perks (9.3/10)

Laurel Road Review:

Intro

Laurel Road, a digital banking brand of KeyBank, N.A. (Member FDIC), offers 4.80% APY High-Yield Savings, Loyalty Checking with up to $540 in cash bonuses, low-rate Personal Loans, and specialized banking/mortgages for doctors, dentists, nurses, and professionals.

Full Review

Laurel Road (Cleveland, OH, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Laurel Road, a digital banking brand of KeyBank, N.A. (Member FDIC), offers 4.80% APY High-Yield Savings, Loyalty Checking with up to $540 in cash bonuses, low-rate Personal Loans, and specialized banking/mortgages for doctors, dentists, nurses, and professionals.

In our comprehensive 2026 review, Laurel Road earned strong marks across rate competitiveness (4.80% APY / 6.99% Loan APR), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Laurel Road.

Pros

  • 4.80% APY High-Yield Savings with $0 monthly maintenance fees and $0 minimum deposit
  • Loyalty Checking offers up to $300 welcome bonus plus $20/month for 12 months with direct deposit
  • Special APR discounts on personal loans and mortgages when paired with Laurel Road deposit accounts
  • FDIC insured through KeyBank, N.A. with 40,000+ KeyBank/Allpoint fee-free ATMs

Cons

  • Some premier rate discounts are tailored specifically to healthcare professionals
  • No physical Laurel Road storefronts (uses KeyBank/Allpoint ATM network)
Feature Value
Overall Rating 4.8
Savings APY / AER 4.80% APY / 6.99% Loan APR
Deposit Insurance FDIC / NCUA Insured ($250k+)

Laurel Road: Products

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Laurel Road High-Yield Savings Account

Laurel Road High-Yield Savings Account

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Laurel Road Loyalty Checking Account

Laurel Road Loyalty Checking Account

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Laurel Road Personal Loan

Laurel Road Personal Loan

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Laurel Road: Categories

Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.8

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Personal Loans

Personal Loans

Rated 8.7

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Checking Accounts

Checking Accounts

Rated 8.6

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High-Yield Savings

High-Yield Savings

Rated 8.5

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