Overall (8.9/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.3/10)
Customer Service (8.9/10)
Mobile App & Digital Banking (9.1/10)
Rewards & Perks (9.3/10)

LendingTree Review:

Intro

LendingTree (NASDAQ: TREE) is America's largest online lending marketplace, allowing borrowers to submit a single soft-credit inquiry and receive up to 5 real-time competing offers from 300+ partner banks, credit unions, and lenders across Mortgages, Personal Loans, Auto Loans, Business Loans, and Credit Cards.

Full Review

LendingTree (Charlotte, NC, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. LendingTree (NASDAQ: TREE) is America's largest online lending marketplace, allowing borrowers to submit a single soft-credit inquiry and receive up to 5 real-time competing offers from 300+ partner banks, credit unions, and lenders across Mortgages, Personal Loans, Auto Loans, Business Loans, and Credit Cards.

In our comprehensive 2026 review, LendingTree earned strong marks across rate competitiveness (Compare 300+ Lenders), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at LendingTree.

Pros

  • Compare up to 5 real-time personalized loan or mortgage offers with a single soft credit pull
  • Over 300+ vetted U.S. partner banks, credit unions, and direct lenders
  • Free LendingTree Spring credit monitoring and debt-payoff analyzer
  • Covers all credit tiers from 500+ FICO rebuilding borrowers to 800+ prime borrowers

Cons

  • Because LendingTree is a marketplace, participating lenders may follow up via phone/email with competing offers
Feature Value
Overall Rating 4.8
Savings APY / AER Compare 300+ Lenders
Deposit Insurance FDIC / NCUA Insured ($250k+)

LendingTree: Products

View More
LendingTree Personal Loan Marketplace

LendingTree Personal Loan Marketplace

View More
LendingTree Mortgage & HELOC Rate Comparison

LendingTree Mortgage & HELOC Rate Comparison

View More
LendingTree Auto Loan & Refinance Network

LendingTree Auto Loan & Refinance Network

View More

LendingTree: Categories

Business Banking

Business Banking

Rated 9.2

View More
Credit Cards

Credit Cards

Rated 9.1

View More
Auto Loans

Auto Loans

Rated 9

View More
Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.9

View More
Personal Loans

Personal Loans

Rated 8.8

View More