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PenFed Credit Union: CD Rates & Fixed Deposits (2026)

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PenFed Credit Union CD Rates & Fixed Deposits Ratings Breakdown

Overall 8.7 / 10

PenFed Credit Union achieves an overall rating of 8.7/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 8.5 / 10

PenFed Credit Union delivers strong above-average performance for Interest Rates & APY (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Fees & Minimums 8.8 / 10

PenFed Credit Union delivers strong above-average performance for Fees & Minimums (8.8/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Customer Service 9.1 / 10

PenFed Credit Union is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Mobile App & Digital Banking 8.5 / 10

PenFed Credit Union delivers strong above-average performance for Mobile App & Digital Banking (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Rewards & Perks 8.8 / 10

PenFed Credit Union delivers strong above-average performance for Rewards & Perks (8.8/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

PenFed Credit Union CD Rates & Fixed Deposits Review & Rating (8.7/10)

In our comprehensive evaluation of PenFed Credit Union CD Rates & Fixed Deposits, PenFed Credit Union earns an overall category score of 8.7/10. Pentagon Federal Credit Union (PenFed) offers open membership to all Americans alongside high-yield Premium Online Savings, Power Cash Rewards cards, and low-rate auto and personal loans.

PenFed Credit Union CD Rates & Fixed Deposits Aspect Breakdown

Interest Rates & APY (8.5/10): PenFed Credit Union delivers strong above-average performance for Interest Rates & APY (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
Fees & Minimums (8.8/10): PenFed Credit Union delivers strong above-average performance for Fees & Minimums (8.8/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
Customer Service (9.1/10): PenFed Credit Union is an industry leader in Customer Service within CD Rates & Fixed Deposits, scoring 9.1/10 thanks to highly competitive rates, transparent terms, and standout customer value.
Mobile App & Digital Banking (8.5/10): PenFed Credit Union delivers strong above-average performance for Mobile App & Digital Banking (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
Rewards & Perks (8.8/10): PenFed Credit Union delivers strong above-average performance for Rewards & Perks (8.8/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Bottom Line Verdict

Whether you are comparing PenFed Credit Union's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, PenFed Credit Union stands out as a competitive choice in United States. Compare individual PenFed Credit Union accounts and head-to-head bank matchups below.