Prosper Review:
Intro
Prosper is America's pioneer peer-to-peer lending marketplace, having facilitated over $25 billion in fixed-rate Personal Loans ($2,000 to $50,000), Home Equity Lines of Credit (HELOCs up to $500,000), and the credit-building Prosper Mastercard.
Full Review
Prosper (San Francisco, CA, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Prosper is America's pioneer peer-to-peer lending marketplace, having facilitated over $25 billion in fixed-rate Personal Loans ($2,000 to $50,000), Home Equity Lines of Credit (HELOCs up to $500,000), and the credit-building Prosper Mastercard.
In our comprehensive 2026 review, Prosper earned strong marks across rate competitiveness (8.99% - 35.99% Fixed APR), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Prosper.
