Relay Financial Review:
Intro
Relay Financial is the official Profit First small business banking platform in the U.S. (FDIC insured up to $3M via Thread Bank), letting business owners open up to 20 individual checking accounts with unique routing/account numbers, issue 50 virtual or physical Visa debit cards, and earn up to 3.00% APY on automated business savings.
Full Review
Relay Financial (New York, NY, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Relay Financial is the official Profit First small business banking platform in the U.S. (FDIC insured up to $3M via Thread Bank), letting business owners open up to 20 individual checking accounts with unique routing/account numbers, issue 50 virtual or physical Visa debit cards, and earn up to 3.00% APY on automated business savings.
In our comprehensive 2026 review, Relay Financial earned strong marks across rate competitiveness (Up to 3.00% Business Savings APY), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Relay Financial.