Overall (8.7/10)
Interest Rates & APY (8.9/10)
Fees & Minimums (9.1/10)
Customer Service (8.7/10)
Mobile App & Digital Banking (8.9/10)
Rewards & Perks (9.1/10)

TAB Bank Review:

Intro

TAB Bank (Transportation Alliance Bank, Member FDIC) is an award-winning U.S. online bank offering a 4.85% APY High-Yield Savings account with $0 minimum deposit, TAB Spend Checking with 1% cashback + 3.50% APY, and commercial trucking/equipment finance.

Full Review

TAB Bank (Ogden, UT, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. TAB Bank (Transportation Alliance Bank, Member FDIC) is an award-winning U.S. online bank offering a 4.85% APY High-Yield Savings account with $0 minimum deposit, TAB Spend Checking with 1% cashback + 3.50% APY, and commercial trucking/equipment finance.

In our comprehensive 2026 review, TAB Bank earned strong marks across rate competitiveness (4.76% - 4.85% APY), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at TAB Bank.

Pros

  • 4.85% APY on TAB High-Yield Savings with $0 monthly fee and $0 minimum balance
  • TAB Spend Checking pays 3.50% APY plus 1% cashback on debit card purchases
  • Strong CD rates from 6 months to 60 months and dedicated commercial lending

Cons

  • No physical branches for in-person banking
  • Spend Checking APY requires 15 monthly debit transactions
Feature Value
Overall Rating 4.7
Savings APY / AER 4.76% - 4.85% APY
Deposit Insurance FDIC / NCUA Insured ($250k+)

TAB Bank: Products

View More
TAB Bank High-Yield Savings Account

TAB Bank High-Yield Savings Account

View More
TAB Spend Rewards Checking

TAB Spend Rewards Checking

View More

TAB Bank: Categories

Business Banking

Business Banking

Rated 8.9

View More
CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.8

View More
Checking Accounts

Checking Accounts

Rated 8.7

View More
High-Yield Savings

High-Yield Savings

Rated 8.6

View More