Truist: Personal Loans (2026)

Check Truist Rates & Apply ↗

Truist Personal Loans Ratings Breakdown

Overall 9.3 / 10

Truist achieves an overall rating of 9.3/10 in Personal Loans based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 9.2 / 10

Truist is an industry leader in Interest Rates & APY within Personal Loans, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Fees & Minimums 9.5 / 10

Truist is an industry leader in Fees & Minimums within Personal Loans, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Customer Service 8.9 / 10

Truist delivers strong above-average performance for Customer Service (8.9/10), offering reliable features and well-structured Personal Loans options.

Mobile App & Digital Banking 9.2 / 10

Truist is an industry leader in Mobile App & Digital Banking within Personal Loans, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Rewards & Perks 9.5 / 10

Truist is an industry leader in Rewards & Perks within Personal Loans, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Truist Personal Loans Review & Rating (9.3/10)

In our comprehensive evaluation of Truist Personal Loans, Truist earns an overall category score of 9.3/10. Formed by the merger of BB&T and SunTrust, Truist is a top-10 U.S. commercial bank offering Truist One Checking with no overdraft fees, LightStream personal and auto loans, and full commercial banking.

Truist Personal Loans Aspect Breakdown

  • Interest Rates & APY (9.2/10): Truist is an industry leader in Interest Rates & APY within Personal Loans, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Fees & Minimums (9.5/10): Truist is an industry leader in Fees & Minimums within Personal Loans, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (8.9/10): Truist delivers strong above-average performance for Customer Service (8.9/10), offering reliable features and well-structured Personal Loans options.
  • Mobile App & Digital Banking (9.2/10): Truist is an industry leader in Mobile App & Digital Banking within Personal Loans, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Rewards & Perks (9.5/10): Truist is an industry leader in Rewards & Perks within Personal Loans, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing Truist's Personal Loans for everyday value, low fees, or digital banking convenience, Truist stands out as a competitive choice in United States. Compare individual Truist accounts and head-to-head bank matchups below.

Truist Personal Loans Accounts & Offerings

LightStream (Truist) Personal Loan

LightStream (Truist) Personal Loan

View