Home Banks Truist Personal Loans LightStream (Truist) Personal Loan

LightStream (Truist) Personal Loan

About Truist Personal Loans

The LightStream (Truist) Personal Loan from Truist is one of the top-rated Personal Loans options evaluated on MoneyCompared, earning an overall product score of 9.5/10. Low-rate personal and home improvement loan from Truist offering a Rate Beat Program (-0.10% below competing offers) and $100 Loan Experience Guarantee.

Key highlights include 6.99% - 25.49% Fixed APR with AutoPay, a fee structure of $0 Origination Fee, $0 Prepayment Fee, $0 Admin Fee, and Rate Beat Program Beats Qualifying Competitor APRs by 0.10%. Accounts are backed by $100 Loan Experience Guarantee and supported by Truist's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Origination Fee, $0 Prepayment Fee, $0 Admin Fee
Regular APR / Rate	6.99% - 25.49% Fixed APR with AutoPay
Intro Offer / Welcome Bonus	Rate Beat Program Beats Qualifying Competitor APRs by 0.10%
Savings APY / AER	Loans from $5,000 to $100,000 over 24 to 144 Months + Same-Day Funding
Minimum Deposit	$5,000 Minimum Loan Amount
Foreign Transaction Fee	N/A (U.S. USD Loan)
Deposit Insurance	$100 Loan Experience Guarantee
Mobile App Rating	4.8 / 5.0
Overall Rating	9.5 / 10

About Product

Annual / Monthly Fee: $0 Origination Fee, $0 Prepayment Fee, $0 Admin Fee
APR / APY Rate: 6.99% - 25.49% Fixed APR with AutoPay
Intro Offer / Bonus: Rate Beat Program Beats Qualifying Competitor APRs by 0.10%
Key Benefits: Loans from $5,000 to $100,000 over 24 to 144 Months + Same-Day Funding
Minimum Requirement: $5,000 Minimum Loan Amount
Foreign Transaction Fee: N/A (U.S. USD Loan)
Protection: $100 Loan Experience Guarantee

Pros

Rate / APR / APY: 6.99% - 25.49% Fixed APR with AutoPay
Fee Structure: $0 Origination Fee, $0 Prepayment Fee, $0 Admin Fee
Welcome Offer / Benefit: Rate Beat Program Beats Qualifying Competitor APRs by 0.10%
Rewards & Highlights: Loans from $5,000 to $100,000 over 24 to 144 Months + Same-Day Funding

Cons