Overall (8.7/10)
Interest Rates & APY (8.9/10)
Fees & Minimums (9.1/10)
Customer Service (8.7/10)
Mobile App & Digital Banking (8.9/10)
Rewards & Perks (9.1/10)

Barclays US Online Banking Review:

Intro

Barclays Bank Delaware (Member FDIC) operates Barclays US Online Banking, delivering Tiered Savings (up to 4.80% APY), Online CDs with no minimum opening balance, and flagship co-branded airline/travel rewards credit cards (JetBlue, American Airlines AAdvantage Aviator, Wyndham, Frontier).

Full Review

Barclays US Online Banking (Wilmington, DE, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Barclays Bank Delaware (Member FDIC) operates Barclays US Online Banking, delivering Tiered Savings (up to 4.80% APY), Online CDs with no minimum opening balance, and flagship co-branded airline/travel rewards credit cards (JetBlue, American Airlines AAdvantage Aviator, Wyndham, Frontier).

In our comprehensive 2026 review, Barclays US Online Banking earned strong marks across rate competitiveness (4.50% - 4.80% APY), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Barclays US Online Banking.

Pros

  • Up to 4.80% APY on Barclays Tiered Savings with $0 monthly maintenance fees
  • Online CDs require $0 minimum deposit to open
  • Premier issuer of U.S. airline & hotel co-branded rewards credit cards
  • 24/7 U.S. customer support and savings goal calculators

Cons

  • No U.S. consumer checking account or physical branches
  • Highest 4.80% APY tier on Tiered Savings requires $250,000+ balance (4.50% APY on lower tiers)
Feature Value
Overall Rating 4.7
Savings APY / AER 4.50% - 4.80% APY
Deposit Insurance FDIC / NCUA Insured ($250k+)

Barclays US Online Banking: Products

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Barclays US Tiered Online Savings

Barclays US Tiered Online Savings

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Barclays US 12-Month Online CD

Barclays US 12-Month Online CD

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Barclays JetBlue Plus World Elite Mastercard

Barclays JetBlue Plus World Elite Mastercard

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Barclays US Online Banking: Categories

High-Yield Savings

High-Yield Savings

Rated 9.4

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Personal Loans

Personal Loans

Rated 8.7

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Credit Cards

Credit Cards

Rated 8.6

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CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.5

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