Barclays US 12-Month Online CD

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About Barclays US Online Banking CD Rates & Fixed Deposits

The Barclays US 12-Month Online CD from Barclays US Online Banking is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Barclays Bank Delaware (Member FDIC) operates Barclays US Online Banking, delivering Tiered Savings (up to 4.80% APY), Online CDs with no minimum opening balance, and flagship co-branded airline/travel rewards credit cards (JetBlue, American Airlines AAdvantage Aviator, Wyndham, Frontier).
Key highlights include 4.50% APY, a fee structure of $0 Monthly Fee, and No minimum balance required to open any CD term.

Features

Annual Fee $0 Monthly Fee
Regular APR / Rate 4.50% APY
Intro Offer / Welcome Bonus No minimum balance required to open any CD term
Savings APY / AER Daily compounding interest + FDIC insured
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Fee
  • APR / APY Rate: 4.50% APY
  • Intro Offer / Bonus: No minimum balance required to open any CD term
  • Key Benefits: Daily compounding interest + FDIC insured
  • Minimum Requirement: $0 Minimum Deposit
  • Institution: Barclays US Online Banking (Wilmington, DE, USA)

Pros

  • Rate / APY / APR: 4.50% APY
  • Fee Structure: $0 Monthly Fee
  • Welcome Offer / Highlight: No minimum balance required to open any CD term
  • Key Perks: Daily compounding interest + FDIC insured

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Barclays US Online Banking credit or account eligibility terms

Ready to check your rate for Barclays US 12-Month Online CD?

Visit the official Barclays US Online Banking website to view current terms, eligibility, and apply online.

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