Overall (8.9/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.3/10)
Customer Service (8.9/10)
Mobile App & Digital Banking (9.1/10)
Rewards & Perks (9.3/10)

BECU (Boeing Employees Credit Union) Review:

Intro

BECU (Boeing Employees' Credit Union) is the 4th largest credit union in the United States with over $29 billion in assets and 1.4 million members, offering Member Advantage Checking (4.07% APY) and Savings (6.17% APY on first $500), low-rate Visa credit cards, and nationwide auto and mortgage financing.

Full Review

BECU (Boeing Employees Credit Union) (Tukwila, WA, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. BECU (Boeing Employees' Credit Union) is the 4th largest credit union in the United States with over $29 billion in assets and 1.4 million members, offering Member Advantage Checking (4.07% APY) and Savings (6.17% APY on first $500), low-rate Visa credit cards, and nationwide auto and mortgage financing.

In our comprehensive 2026 review, BECU (Boeing Employees Credit Union) earned strong marks across rate competitiveness (Up to 6.17% APY on First $500), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at BECU (Boeing Employees Credit Union).

Pros

  • Member Advantage Savings pays 6.17% APY on the first $500 and Member Advantage Checking pays 4.07% APY on the first $500
  • $0 monthly maintenance fees and $0 minimum balance requirements
  • Low-rate auto loans, mortgages, and no-annual-fee Visa credit cards with zero foreign transaction fees
  • Anyone in the U.S. can join by making a one-time donation to a partner nonprofit foundation (such as the BECU Foundation)

Cons

  • Highest APY tiers apply only to the first $500 in checking and $500 in savings
Feature Value
Overall Rating 4.8
Savings APY / AER Up to 6.17% APY on First $500
Deposit Insurance FDIC / NCUA Insured ($250k+)

BECU (Boeing Employees Credit Union): Products

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BECU Member Advantage Checking & Savings

BECU Member Advantage Checking & Savings

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BECU Cash Back Visa Credit Card

BECU Cash Back Visa Credit Card

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BECU New & Used Auto Loan

BECU New & Used Auto Loan

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BECU (Boeing Employees Credit Union): Categories

Auto Loans

Auto Loans

Rated 9

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Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.9

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Credit Cards

Credit Cards

Rated 8.8

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CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.7

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High-Yield Savings

High-Yield Savings

Rated 8.6

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Checking Accounts

Checking Accounts

Rated 8.5

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