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BECU (Boeing Employees Credit Union): CD Rates & Fixed Deposits (2026)

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Alex Parker, CFA

Senior Banking Editor

October 28th, 2026

BECU (Boeing Employees Credit Union) CD Rates & Fixed Deposits Ratings Breakdown

Overall 8.7 / 10

BECU (Boeing Employees Credit Union) scores 8.7/10 for Overall in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

Interest Rates & APY 8.7 / 10

BECU (Boeing Employees Credit Union) scores 8.7/10 for Interest Rates & APY in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

Fees & Minimums 9.0 / 10

BECU (Boeing Employees Credit Union) scores 9/10 for Fees & Minimums in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

Customer Service 8.4 / 10

BECU (Boeing Employees Credit Union) scores 8.4/10 for Customer Service in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

Mobile App & Digital Banking 8.7 / 10

BECU (Boeing Employees Credit Union) scores 8.7/10 for Mobile App & Digital Banking in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

Rewards & Perks 9.0 / 10

BECU (Boeing Employees Credit Union) scores 9/10 for Rewards & Perks in CD Rates & Fixed Deposits, backed by Up to 6.17% APY on First $500 rates and transparent digital terms.

When evaluating BECU (Boeing Employees Credit Union) for CD Rates & Fixed Deposits in 2026, our financial analysts examined interest rates (Up to 6.17% APY on First $500), monthly maintenance fees, deposit insurance, and digital banking tools.

BECU (Boeing Employees' Credit Union) is the 4th largest credit union in the United States with over $29 billion in assets and 1.4 million members, offering Member Advantage Checking (4.07% APY) and Savings (6.17% APY on first $500), low-rate Visa credit cards, and nationwide auto and mortgage financing.

Key Highlights for CD Rates & Fixed Deposits:

Member Advantage Savings pays 6.17% APY on the first $500 and Member Advantage Checking pays 4.07% APY on the first $500
$0 monthly maintenance fees and $0 minimum balance requirements
Low-rate auto loans, mortgages, and no-annual-fee Visa credit cards with zero foreign transaction fees
Anyone in the U.S. can join by making a one-time donation to a partner nonprofit foundation (such as the BECU Foundation)