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Discover Personal Loans

About Discover Personal Loans

The Discover Personal Loans from Discover is one of the top-rated Personal Loans options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Debt consolidation personal loan featuring a unique 30-Day Money-Back Guarantee allowing you to return loan funds within 30 days with zero interest charged.

Key highlights include 7.99% - 24.99% Fixed APR, a fee structure of $0 Origination Fee, $0 Closing Costs, and 30-Day Return Guarantee with $0 Interest Charged. Accounts are backed by 100% U.S.-Based Loan Specialists and supported by Discover's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Origination Fee, $0 Closing Costs
Regular APR / Rate	7.99% - 24.99% Fixed APR
Intro Offer / Welcome Bonus	30-Day Return Guarantee with $0 Interest Charged
Savings APY / AER	Loans from $2,500 to $40,000 over 36 to 84 Months + Direct Creditor Payoff
Minimum Deposit	$2,500 Minimum Loan Amount
Foreign Transaction Fee	N/A (U.S. USD Loan)
Deposit Insurance	100% U.S.-Based Loan Specialists
Mobile App Rating	4.9 / 5.0
Overall Rating	9.6 / 10

About Product

Annual / Monthly Fee: $0 Origination Fee, $0 Closing Costs
APR / APY Rate: 7.99% - 24.99% Fixed APR
Intro Offer / Bonus: 30-Day Return Guarantee with $0 Interest Charged
Key Benefits: Loans from $2,500 to $40,000 over 36 to 84 Months + Direct Creditor Payoff
Minimum Requirement: $2,500 Minimum Loan Amount
Foreign Transaction Fee: N/A (U.S. USD Loan)
Protection: 100% U.S.-Based Loan Specialists

Pros

Rate / APR / APY: 7.99% - 24.99% Fixed APR
Fee Structure: $0 Origination Fee, $0 Closing Costs
Welcome Offer / Benefit: 30-Day Return Guarantee with $0 Interest Charged
Rewards & Highlights: Loans from $2,500 to $40,000 over 36 to 84 Months + Direct Creditor Payoff

Cons