Overall (8.9/10)
Interest Rates & APY (9.1/10)
Fees & Minimums (9.3/10)
Customer Service (8.9/10)
Mobile App & Digital Banking (9.1/10)
Rewards & Perks (9.3/10)

EverBank Review:

Intro

EverBank (formerly TIAA Bank) is a premier national direct bank delivering the Yield Pledge promise on its Performance Savings (5.05% APY), high-yield CDs, ATM-fee-reimbursed checking, and nationwide mortgages.

Full Review

EverBank (Jacksonville, FL, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. EverBank (formerly TIAA Bank) is a premier national direct bank delivering the Yield Pledge promise on its Performance Savings (5.05% APY), high-yield CDs, ATM-fee-reimbursed checking, and nationwide mortgages.

In our comprehensive 2026 review, EverBank earned strong marks across rate competitiveness (4.75% - 5.05% APY), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at EverBank.

Pros

  • 5.05% APY on EverBank Performance Savings with $0 minimum opening deposit
  • No monthly maintenance fees on Performance Savings or Yield Pledge Checking
  • Unlimited nationwide ATM fee reimbursements with qualifying balance
  • Full suite of CDs, WorldCurrency deposits, residential mortgages, and commercial banking

Cons

  • Limited physical financial centers (primarily in Florida and California)
  • Yield Pledge Checking requires $5,000 minimum opening deposit for top tier
Feature Value
Overall Rating 4.8
Savings APY / AER 4.75% - 5.05% APY
Deposit Insurance FDIC / NCUA Insured ($250k+)

EverBank: Products

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EverBank Performance Savings Account

EverBank Performance Savings Account

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EverBank 1-Year Yield Pledge CD

EverBank 1-Year Yield Pledge CD

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EverBank Yield Pledge Checking

EverBank Yield Pledge Checking

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EverBank: Categories

Business Banking

Business Banking

Rated 9.2

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Mortgages & Home Loans

Mortgages & Home Loans

Rated 9.1

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Checking Accounts

Checking Accounts

Rated 9

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CD Rates & Fixed Deposits

CD Rates & Fixed Deposits

Rated 8.9

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High-Yield Savings

High-Yield Savings

Rated 8.8

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