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EverBank Yield Pledge Checking

About EverBank Checking Accounts

The EverBank Yield Pledge Checking from EverBank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.8/10. EverBank (formerly TIAA Bank) is a premier national direct bank delivering the Yield Pledge promise on its Performance Savings (5.05% APY), high-yield CDs, ATM-fee-reimbursed checking, and nationwide mortgages.
Key highlights include 0.25% APY, a fee structure of $0 Monthly Fee, and Up to $15/mo ATM fee reimbursement (unlimited with $5k balance).

Features

Annual Fee	$0 Monthly Fee
Regular APR / Rate	0.25% APY
Intro Offer / Welcome Bonus	Up to $15/mo ATM fee reimbursement (unlimited with $5k balance)
Savings APY / AER	No overdraft fees + mobile check deposit
Minimum Deposit	$100 Minimum Deposit
Foreign Transaction Fee	$0 (None)
Deposit Insurance	FDIC / NCUA Insured ($250k+)
Mobile App Rating	4.8 / 5.0
Overall Rating	8.8 / 10

About Product

Annual / Monthly Fee: $0 Monthly Fee
APR / APY Rate: 0.25% APY
Intro Offer / Bonus: Up to $15/mo ATM fee reimbursement (unlimited with $5k balance)
Key Benefits: No overdraft fees + mobile check deposit
Minimum Requirement: $100 Minimum Deposit
Institution: EverBank (Jacksonville, FL, USA)

Pros

Rate / APY / APR: 0.25% APY
Fee Structure: $0 Monthly Fee
Welcome Offer / Highlight: Up to $15/mo ATM fee reimbursement (unlimited with $5k balance)
Key Perks: No overdraft fees + mobile check deposit

Cons