M&T Bank Review:

Intro

M&T Bank is a premier Northeast community-focused bank recognized for EZChoice checking, FHA/VA mortgage expertise, and top-ranked small business SBA lending.

Full Review

M&T Bank Complete Banking Review & Overview

M&T Bank (headquartered in Buffalo, NY, USA) is a premier financial institution evaluated on MoneyCompared with an overall composite score of 8.2/10 across Checking Accounts, High-Yield Savings, Mortgages & Home Loans, Business Banking. M&T Bank is a premier Northeast community-focused bank recognized for EZChoice checking, FHA/VA mortgage expertise, and top-ranked small business SBA lending.

Key Banking Strengths & Account Offerings

Customers comparing M&T Bank against rival banks benefit from its regulated deposit and lending products, digital banking tools, and competitive fee structures. Explore M&T Bank's category-specific aspect ratings, account details, and side-by-side bank comparisons below.

Pros

  • Strong composite financial rating (8.2/10) across Checking Accounts, High-Yield Savings, Mortgages & Home Loans, Business Banking
  • Regulated deposit and consumer protection with modern digital banking app
  • Competitive account options for everyday banking and long-term savers

Cons

  • Best relationship rates or fee waivers may require qualifying direct deposits or minimum balances
  • Rates and promotional offers vary by credit profile and account tier

M&T Bank: Products

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M&T Bank EZChoice Checking

M&T Bank EZChoice Checking

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M&T Bank: Categories

Business Banking

Business Banking

Rated 8.7

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Checking Accounts

Checking Accounts

Rated 8.4

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Mortgages & Home Loans

Mortgages & Home Loans

Rated 8.3

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High-Yield Savings

High-Yield Savings

Rated 7.3

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