M&T Bank EZChoice Checking

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About M&T Bank Checking Accounts

The M&T Bank EZChoice Checking from M&T Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 8.6/10. Simple Northeast community bank checking account with no monthly maintenance fee and no minimum balance requirement.

Key highlights include 0.00% APY, a fee structure of $0 Monthly Maintenance Fee, and Up to $200 Direct Deposit Welcome Bonus. Accounts are backed by FDIC Insured up to $250,000 and supported by M&T Bank's 4.7 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee
Regular APR / Rate 0.00% APY
Intro Offer / Welcome Bonus Up to $200 Direct Deposit Welcome Bonus
Savings APY / AER 1,000+ M&T Branches & ATMs + M&T Money Smart Insights
Minimum Deposit $25 Minimum Deposit to Open
Foreign Transaction Fee 3% Foreign Transaction Fee
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.7 / 5.0
Overall Rating 8.6 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee
  • APR / APY Rate: 0.00% APY
  • Intro Offer / Bonus: Up to $200 Direct Deposit Welcome Bonus
  • Key Benefits: 1,000+ M&T Branches & ATMs + M&T Money Smart Insights
  • Minimum Requirement: $25 Minimum Deposit to Open
  • Foreign Transaction Fee: 3% Foreign Transaction Fee
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 0.00% APY
  • Fee Structure: $0 Monthly Maintenance Fee
  • Welcome Offer / Benefit: Up to $200 Direct Deposit Welcome Bonus
  • Rewards & Highlights: 1,000+ M&T Branches & ATMs + M&T Money Smart Insights

Cons

  • Minimum Requirement: $25 Minimum Deposit to Open
  • Subject to M&T Bank eligibility and account terms

Ready to check your rate for M&T Bank EZChoice Checking?

Visit the official M&T Bank website to view current terms, eligibility, and apply online.

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