Synchrony Bank: CD Rates & Fixed Deposits (2026)

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Synchrony Bank CD Rates & Fixed Deposits Ratings Breakdown

Overall 9.3 / 10

Synchrony Bank achieves an overall rating of 9.3/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 9.2 / 10

Synchrony Bank is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Fees & Minimums 9.5 / 10

Synchrony Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Customer Service 8.9 / 10

Synchrony Bank delivers strong above-average performance for Customer Service (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Mobile App & Digital Banking 9.2 / 10

Synchrony Bank is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Rewards & Perks 9.5 / 10

Synchrony Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Synchrony Bank CD Rates & Fixed Deposits Review & Rating (9.3/10)

In our comprehensive evaluation of Synchrony Bank CD Rates & Fixed Deposits, Synchrony Bank earns an overall category score of 9.3/10. Synchrony Bank is a major consumer financial services issuer offering flat 2% Premier World Mastercard cash back, high-yield online savings accounts, and flexible bump-up and no-penalty CDs.

Synchrony Bank CD Rates & Fixed Deposits Aspect Breakdown

  • Interest Rates & APY (9.2/10): Synchrony Bank is an industry leader in Interest Rates & APY within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Fees & Minimums (9.5/10): Synchrony Bank is an industry leader in Fees & Minimums within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Customer Service (8.9/10): Synchrony Bank delivers strong above-average performance for Customer Service (8.9/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
  • Mobile App & Digital Banking (9.2/10): Synchrony Bank is an industry leader in Mobile App & Digital Banking within CD Rates & Fixed Deposits, scoring 9.2/10 thanks to highly competitive rates, transparent terms, and standout customer value.
  • Rewards & Perks (9.5/10): Synchrony Bank is an industry leader in Rewards & Perks within CD Rates & Fixed Deposits, scoring 9.5/10 thanks to highly competitive rates, transparent terms, and standout customer value.

Bottom Line Verdict

Whether you are comparing Synchrony Bank's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, Synchrony Bank stands out as a competitive choice in United States. Compare individual Synchrony Bank accounts and head-to-head bank matchups below.

Synchrony Bank CD Rates & Fixed Deposits Accounts & Offerings

Synchrony Bank 14-Month Special CD

Synchrony Bank 14-Month Special CD

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