Synchrony Bank 14-Month Special CD

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About Synchrony Bank CD Rates & Fixed Deposits

The Synchrony Bank 14-Month Special CD from Synchrony Bank is one of the top-rated CD Rates & Fixed Deposits options evaluated on MoneyCompared, earning an overall product score of 9.5/10. Promotional 14-month CD offering one of the highest guaranteed fixed yields on the market with $0 minimum deposit and a 15-Day Best Rate Guarantee.

Key highlights include 4.35% APY (14-Month Promotional Term), a fee structure of $0 Account Fee, and 15-Day Best Rate Guarantee. Accounts are backed by FDIC Insured up to $250,000 and supported by Synchrony Bank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Account Fee
Regular APR / Rate 4.35% APY (14-Month Promotional Term)
Intro Offer / Welcome Bonus 15-Day Best Rate Guarantee
Savings APY / AER 4.35% APY + Penalty-Free Withdrawal of Earned Interest
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee 90 Days Simple Interest Early Withdrawal Penalty
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.8 / 5.0
Overall Rating 9.5 / 10

About Product

  • Annual / Monthly Fee: $0 Account Fee
  • APR / APY Rate: 4.35% APY (14-Month Promotional Term)
  • Intro Offer / Bonus: 15-Day Best Rate Guarantee
  • Key Benefits: 4.35% APY + Penalty-Free Withdrawal of Earned Interest
  • Minimum Requirement: $0 Minimum Deposit
  • Foreign Transaction Fee: 90 Days Simple Interest Early Withdrawal Penalty
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.35% APY (14-Month Promotional Term)
  • Fee Structure: $0 Account Fee
  • Welcome Offer / Benefit: 15-Day Best Rate Guarantee
  • Rewards & Highlights: 4.35% APY + Penalty-Free Withdrawal of Earned Interest

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Synchrony Bank eligibility and account terms

Ready to check your rate for Synchrony Bank 14-Month Special CD?

Visit the official Synchrony Bank website to view current terms, eligibility, and apply online.

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