Upstart Review:
Intro
Upstart (NASDAQ: UPST) is the leading AI lending marketplace in the United States, partnering with 100+ banks and credit unions to approve personal loans ($1,000-$50,000) and auto refinance loans by evaluating education, employment, and cash flow alongside traditional credit scores.
Full Review
Upstart (San Mateo, CA, USA) is a prominent U.S. financial institution evaluated on MoneyCompared. Upstart (NASDAQ: UPST) is the leading AI lending marketplace in the United States, partnering with 100+ banks and credit unions to approve personal loans ($1,000-$50,000) and auto refinance loans by evaluating education, employment, and cash flow alongside traditional credit scores.
In our comprehensive 2026 review, Upstart earned strong marks across rate competitiveness (7.80% - 35.99% Fixed APR), fee transparency, digital mobile experience, and U.S. regulatory consumer protections. Customers can apply online directly at Upstart.