Upstart Auto Loan Refinance

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About Upstart Auto Loans

The Upstart Auto Loan Refinance from Upstart is one of the top-rated Auto Loans options evaluated on MoneyCompared, earning an overall product score of 8.9/10. Upstart (NASDAQ: UPST) is the leading AI lending marketplace in the United States, partnering with 100+ banks and credit unions to approve personal loans ($1,000-$50,000) and auto refinance loans by evaluating education, employment, and cash flow alongside traditional credit scores.
Key highlights include 6.39% - 29.99% Fixed APR, a fee structure of $0 Prepayment Penalty, and Average borrower saves $1,000+ over loan life.

Features

Annual Fee $0 Prepayment Penalty
Regular APR / Rate 6.39% - 29.99% Fixed APR
Intro Offer / Welcome Bonus Average borrower saves $1,000+ over loan life
Savings APY / AER Soft credit pull rate check in 2 minutes
Minimum Deposit $2,500 - $65,000 Refinance
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC / NCUA Insured ($250k+)
Mobile App Rating 4.8 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Prepayment Penalty
  • APR / APY Rate: 6.39% - 29.99% Fixed APR
  • Intro Offer / Bonus: Average borrower saves $1,000+ over loan life
  • Key Benefits: Soft credit pull rate check in 2 minutes
  • Minimum Requirement: $2,500 - $65,000 Refinance
  • Institution: Upstart (San Mateo, CA, USA)

Pros

  • Rate / APY / APR: 6.39% - 29.99% Fixed APR
  • Fee Structure: $0 Prepayment Penalty
  • Welcome Offer / Highlight: Average borrower saves $1,000+ over loan life
  • Key Perks: Soft credit pull rate check in 2 minutes

Cons

  • Minimum Requirement: $2,500 - $65,000 Refinance
  • Subject to Upstart credit or account eligibility terms

Ready to check your rate for Upstart Auto Loan Refinance?

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