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U.S. Bank: CD Rates & Fixed Deposits (2026)

U.S. Bank CD Rates & Fixed Deposits Ratings Breakdown

Overall 8.2 / 10

U.S. Bank achieves an overall rating of 8.2/10 in CD Rates & Fixed Deposits based on interest rates, fees, digital tools, customer service, and rewards.

Interest Rates & APY 8.5 / 10

U.S. Bank delivers strong above-average performance for Interest Rates & APY (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Fees & Minimums 7.9 / 10

U.S. Bank provides solid, dependable Fees & Minimums in CD Rates & Fixed Deposits (7.9/10), balancing convenience with standard market pricing.

Customer Service 8.2 / 10

U.S. Bank provides solid, dependable Customer Service in CD Rates & Fixed Deposits (8.2/10), balancing convenience with standard market pricing.

Mobile App & Digital Banking 8.5 / 10

U.S. Bank delivers strong above-average performance for Mobile App & Digital Banking (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.

Rewards & Perks 7.9 / 10

U.S. Bank provides solid, dependable Rewards & Perks in CD Rates & Fixed Deposits (7.9/10), balancing convenience with standard market pricing.

U.S. Bank CD Rates & Fixed Deposits Review & Rating (8.2/10)

In our comprehensive evaluation of U.S. Bank CD Rates & Fixed Deposits, U.S. Bank earns an overall category score of 8.2/10. U.S. Bank is the fifth-largest commercial bank in the United States, recognized for customizable Cash+ and Altitude rewards cards, strong Midwest and West Coast branch coverage, mortgages, and business banking.

U.S. Bank CD Rates & Fixed Deposits Aspect Breakdown

Interest Rates & APY (8.5/10): U.S. Bank delivers strong above-average performance for Interest Rates & APY (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
Fees & Minimums (7.9/10): U.S. Bank provides solid, dependable Fees & Minimums in CD Rates & Fixed Deposits (7.9/10), balancing convenience with standard market pricing.
Customer Service (8.2/10): U.S. Bank provides solid, dependable Customer Service in CD Rates & Fixed Deposits (8.2/10), balancing convenience with standard market pricing.
Mobile App & Digital Banking (8.5/10): U.S. Bank delivers strong above-average performance for Mobile App & Digital Banking (8.5/10), offering reliable features and well-structured CD Rates & Fixed Deposits options.
Rewards & Perks (7.9/10): U.S. Bank provides solid, dependable Rewards & Perks in CD Rates & Fixed Deposits (7.9/10), balancing convenience with standard market pricing.

Bottom Line Verdict

Whether you are comparing U.S. Bank's CD Rates & Fixed Deposits for everyday value, low fees, or digital banking convenience, U.S. Bank stands out as a competitive choice in United States. Compare individual U.S. Bank accounts and head-to-head bank matchups below.