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U.S. Bank Cash+ Visa Signature Card

About U.S. Bank Credit Cards

The U.S. Bank Cash+ Visa Signature Card from U.S. Bank is one of the top-rated Credit Cards options evaluated on MoneyCompared, earning an overall product score of 9/10. Customizable cash back card paying 5% cash back on your first $2,000 in combined eligible purchases each quarter across two categories you choose (including home utilities & TV/internet).

Key highlights include 0% Intro APR for 15 Billing Cycles, then 19.74% - 29.74%, a fee structure of $0 Annual Fee, and $200 Rewards Bonus after $1,000 spend. Accounts are backed by Zero Fraud Liability + Visa Signature Perks and supported by U.S. Bank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Annual Fee
Regular APR / Rate	0% Intro APR for 15 Billing Cycles, then 19.74% - 29.74%
Intro Offer / Welcome Bonus	$200 Rewards Bonus after $1,000 spend
Savings APY / AER	5% on Two Categories You Choose (up to $2,000/qtr), 2% Grocery/Gas/Dining
Minimum Deposit	$0 Minimum
Foreign Transaction Fee	3% of transaction
Deposit Insurance	Zero Fraud Liability + Visa Signature Perks
Mobile App Rating	4.8 / 5.0
Overall Rating	9 / 10

About Product

Annual / Monthly Fee: $0 Annual Fee
APR / APY Rate: 0% Intro APR for 15 Billing Cycles, then 19.74% - 29.74%
Intro Offer / Bonus: $200 Rewards Bonus after $1,000 spend
Key Benefits: 5% on Two Categories You Choose (up to $2,000/qtr), 2% Grocery/Gas/Dining
Minimum Requirement: $0 Minimum
Foreign Transaction Fee: 3% of transaction
Protection: Zero Fraud Liability + Visa Signature Perks

Pros

Rate / APR / APY: 0% Intro APR for 15 Billing Cycles, then 19.74% - 29.74%
Fee Structure: $0 Annual Fee
Welcome Offer / Benefit: $200 Rewards Bonus after $1,000 spend
Rewards & Highlights: 5% on Two Categories You Choose (up to $2,000/qtr), 2% Grocery/Gas/Dining

Cons