Home Banks Ally Bank High-Yield Savings Ally Bank High-Yield Online Savings Account

Ally Bank High-Yield Online Savings Account

About Ally Bank High-Yield Savings

The Ally Bank High-Yield Online Savings Account from Ally Bank is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Feature-rich high-yield savings account with up to 30 customizable Savings Buckets, Round Ups, and Surprise Savings automated boosters.

Key highlights include 4.00% APY, a fee structure of $0 Monthly Maintenance Fee, and Smart Savings Boosters (Round Ups & Surprise Savings). Accounts are backed by FDIC Insured up to $250,000 and supported by Ally Bank's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Monthly Maintenance Fee
Regular APR / Rate	4.00% APY
Intro Offer / Welcome Bonus	Smart Savings Boosters (Round Ups & Surprise Savings)
Savings APY / AER	4.00% APY on All Tiers + Up to 30 Custom Digital Savings Buckets
Minimum Deposit	$0 Minimum Deposit
Foreign Transaction Fee	N/A (Savings Account)
Deposit Insurance	FDIC Insured up to $250,000
Mobile App Rating	4.9 / 5.0
Overall Rating	9.8 / 10

About Product

Annual / Monthly Fee: $0 Monthly Maintenance Fee
APR / APY Rate: 4.00% APY
Intro Offer / Bonus: Smart Savings Boosters (Round Ups & Surprise Savings)
Key Benefits: 4.00% APY on All Tiers + Up to 30 Custom Digital Savings Buckets
Minimum Requirement: $0 Minimum Deposit
Foreign Transaction Fee: N/A (Savings Account)
Protection: FDIC Insured up to $250,000

Pros

Rate / APR / APY: 4.00% APY
Fee Structure: $0 Monthly Maintenance Fee
Welcome Offer / Benefit: Smart Savings Boosters (Round Ups & Surprise Savings)
Rewards & Highlights: 4.00% APY on All Tiers + Up to 30 Custom Digital Savings Buckets

Cons