Capital One 360 Performance Savings

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About Capital One High-Yield Savings

The Capital One 360 Performance Savings from Capital One is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 8.9/10. High-yield savings account backed by a top-10 U.S. bank with no minimum balance, no monthly fees, and physical Capital One Cafe and branch support.

Key highlights include 4.00% APY, a fee structure of $0 Monthly Maintenance Fee, and Open Multiple Performance Savings Accounts for Specific Goals. Accounts are backed by FDIC Insured up to $250,000 and supported by Capital One's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee
Regular APR / Rate 4.00% APY
Intro Offer / Welcome Bonus Open Multiple Performance Savings Accounts for Specific Goals
Savings APY / AER 4.00% APY on All Balances + Instant Transfers to 360 Checking
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee N/A (Savings Account)
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 8.9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee
  • APR / APY Rate: 4.00% APY
  • Intro Offer / Bonus: Open Multiple Performance Savings Accounts for Specific Goals
  • Key Benefits: 4.00% APY on All Balances + Instant Transfers to 360 Checking
  • Minimum Requirement: $0 Minimum Deposit
  • Foreign Transaction Fee: N/A (Savings Account)
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.00% APY
  • Fee Structure: $0 Monthly Maintenance Fee
  • Welcome Offer / Benefit: Open Multiple Performance Savings Accounts for Specific Goals
  • Rewards & Highlights: 4.00% APY on All Balances + Instant Transfers to 360 Checking

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Capital One eligibility and account terms

Ready to check your rate for Capital One 360 Performance Savings?

Visit the official Capital One website to view current terms, eligibility, and apply online.

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