American Express High Yield Savings Account

Check Rates & Apply at American Express ↗

About American Express High-Yield Savings

The American Express High Yield Savings Account from American Express is one of the top-rated High-Yield Savings options evaluated on MoneyCompared, earning an overall product score of 8.8/10. Trusted high-yield online savings account from American Express National Bank with daily compounding interest, $0 monthly fees, and 24/7 customer support.

Key highlights include 4.00% APY, a fee structure of $0 Monthly Maintenance Fee, and Unified Login with American Express Card Accounts. Accounts are backed by FDIC Insured up to $250,000 and supported by American Express's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee
Regular APR / Rate 4.00% APY
Intro Offer / Welcome Bonus Unified Login with American Express Card Accounts
Savings APY / AER 4.00% APY Compounded Daily + $0 Minimum Balance Required
Minimum Deposit $0 Minimum Balance
Foreign Transaction Fee N/A (Savings Account)
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 8.8 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee
  • APR / APY Rate: 4.00% APY
  • Intro Offer / Bonus: Unified Login with American Express Card Accounts
  • Key Benefits: 4.00% APY Compounded Daily + $0 Minimum Balance Required
  • Minimum Requirement: $0 Minimum Balance
  • Foreign Transaction Fee: N/A (Savings Account)
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 4.00% APY
  • Fee Structure: $0 Monthly Maintenance Fee
  • Welcome Offer / Benefit: Unified Login with American Express Card Accounts
  • Rewards & Highlights: 4.00% APY Compounded Daily + $0 Minimum Balance Required

Cons

  • Minimum Requirement: $0 Minimum Balance
  • Subject to American Express eligibility and account terms

Ready to check your rate for American Express High Yield Savings Account?

Visit the official American Express website to view current terms, eligibility, and apply online.

Visit Official American Express Site ↗