Capital One Auto Navigator New & Used Car Loan

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About Capital One Auto Loans

The Capital One Auto Navigator New & Used Car Loan from Capital One is one of the top-rated Auto Loans options evaluated on MoneyCompared, earning an overall product score of 9.6/10. Industry-best online auto financing platform allowing you to pre-qualify with zero credit score impact and view real personalized APRs on cars across 12,000+ dealerships.

Key highlights include 5.99% - 16.99% Fixed APR (New & Used Vehicles), a fee structure of $0 Application or Pre-Qualification Fee, and Pre-Qualify with Soft Credit Pull & Build Real Dealership Payment Terms. Accounts are backed by New Car, Used Car, and Auto Refinancing and supported by Capital One's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Application or Pre-Qualification Fee
Regular APR / Rate 5.99% - 16.99% Fixed APR (New & Used Vehicles)
Intro Offer / Welcome Bonus Pre-Qualify with Soft Credit Pull & Build Real Dealership Payment Terms
Savings APY / AER Terms from 36 to 72 Months across 12,000+ Participating Dealerships
Minimum Deposit $4,000 Minimum Loan Amount
Foreign Transaction Fee N/A (U.S. Auto Financing)
Deposit Insurance New Car, Used Car, and Auto Refinancing
Mobile App Rating 4.9 / 5.0
Overall Rating 9.6 / 10

About Product

  • Annual / Monthly Fee: $0 Application or Pre-Qualification Fee
  • APR / APY Rate: 5.99% - 16.99% Fixed APR (New & Used Vehicles)
  • Intro Offer / Bonus: Pre-Qualify with Soft Credit Pull & Build Real Dealership Payment Terms
  • Key Benefits: Terms from 36 to 72 Months across 12,000+ Participating Dealerships
  • Minimum Requirement: $4,000 Minimum Loan Amount
  • Foreign Transaction Fee: N/A (U.S. Auto Financing)
  • Protection: New Car, Used Car, and Auto Refinancing

Pros

  • Rate / APR / APY: 5.99% - 16.99% Fixed APR (New & Used Vehicles)
  • Fee Structure: $0 Application or Pre-Qualification Fee
  • Welcome Offer / Benefit: Pre-Qualify with Soft Credit Pull & Build Real Dealership Payment Terms
  • Rewards & Highlights: Terms from 36 to 72 Months across 12,000+ Participating Dealerships

Cons

  • Minimum Requirement: $4,000 Minimum Loan Amount
  • Subject to Capital One eligibility and account terms

Ready to check your rate for Capital One Auto Navigator New & Used Car Loan?

Visit the official Capital One website to view current terms, eligibility, and apply online.

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