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Navy Federal Credit Union Auto Loan

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About Navy Federal Credit Union Auto Loans

The Navy Federal Credit Union Auto Loan from Navy Federal Credit Union is one of the top-rated Auto Loans options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Market-leading low-APR auto loan for military members and families with 100% financing available, instant pre-approval checks, and a $200 auto refi bonus.

Key highlights include 4.54% - 18.00% Fixed APR (New from 4.54%, Used from 5.44%), a fee structure of $0 Origination or Application Fee, and $200 Bonus When Refinancing an Auto Loan from Another Lender. Accounts are backed by GAP Coverage & Car Buying Service Discounts and supported by Navy Federal Credit Union's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	$0 Origination or Application Fee
Regular APR / Rate	4.54% - 18.00% Fixed APR (New from 4.54%, Used from 5.44%)
Intro Offer / Welcome Bonus	$200 Bonus When Refinancing an Auto Loan from Another Lender
Savings APY / AER	Terms from 36 to 96 Months + 90-Day Valid Pre-Approval Check
Minimum Deposit	No Minimum Loan Amount (100%+ Financing)
Foreign Transaction Fee	N/A (U.S. Auto Financing)
Deposit Insurance	GAP Coverage & Car Buying Service Discounts
Mobile App Rating	4.9 / 5.0
Overall Rating	9.8 / 10

About Product

Annual / Monthly Fee: $0 Origination or Application Fee
APR / APY Rate: 4.54% - 18.00% Fixed APR (New from 4.54%, Used from 5.44%)
Intro Offer / Bonus: $200 Bonus When Refinancing an Auto Loan from Another Lender
Key Benefits: Terms from 36 to 96 Months + 90-Day Valid Pre-Approval Check
Minimum Requirement: No Minimum Loan Amount (100%+ Financing)
Foreign Transaction Fee: N/A (U.S. Auto Financing)
Protection: GAP Coverage & Car Buying Service Discounts

Pros

Rate / APR / APY: 4.54% - 18.00% Fixed APR (New from 4.54%, Used from 5.44%)
Fee Structure: $0 Origination or Application Fee
Welcome Offer / Benefit: $200 Bonus When Refinancing an Auto Loan from Another Lender
Rewards & Highlights: Terms from 36 to 96 Months + 90-Day Valid Pre-Approval Check

Cons