Home Banks Chase Mortgages & Home Loans Chase 30-Year Fixed Home Mortgage & DreaMaker

Chase 30-Year Fixed Home Mortgage & DreaMaker

About Chase Mortgages & Home Loans

The Chase 30-Year Fixed Home Mortgage & DreaMaker from Chase is one of the top-rated Mortgages & Home Loans options evaluated on MoneyCompared, earning an overall product score of 8.6/10. Full-service conventional and DreaMaker (3% down) home mortgage backed by up to a $5,000 Chase Homebuyer Grant and a $5,000 on-time closing guarantee.

Key highlights include 6.375% - 6.875% APR (30-Year Fixed), a fee structure of Standard Underwriting (Discounted for Chase Relationship), and Up to $5,000 Chase Homebuyer Grant + $5,000 Closing Guarantee. Accounts are backed by Equal Housing Lender + In-House Servicing and supported by Chase's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee	Standard Underwriting (Discounted for Chase Relationship)
Regular APR / Rate	6.375% - 6.875% APR (30-Year Fixed)
Intro Offer / Welcome Bonus	Up to $5,000 Chase Homebuyer Grant + $5,000 Closing Guarantee
Savings APY / AER	Fixed 15/30-Yr, Jumbo up to $9.5M, FHA, VA & 3% Down DreaMaker
Minimum Deposit	3% Down Payment Minimum
Foreign Transaction Fee	N/A (U.S. Real Estate)
Deposit Insurance	Equal Housing Lender + In-House Servicing
Mobile App Rating	4.9 / 5.0
Overall Rating	8.6 / 10

About Product

Annual / Monthly Fee: Standard Underwriting (Discounted for Chase Relationship)
APR / APY Rate: 6.375% - 6.875% APR (30-Year Fixed)
Intro Offer / Bonus: Up to $5,000 Chase Homebuyer Grant + $5,000 Closing Guarantee
Key Benefits: Fixed 15/30-Yr, Jumbo up to $9.5M, FHA, VA & 3% Down DreaMaker
Minimum Requirement: 3% Down Payment Minimum
Foreign Transaction Fee: N/A (U.S. Real Estate)
Protection: Equal Housing Lender + In-House Servicing

Pros

Rate / APR / APY: 6.375% - 6.875% APR (30-Year Fixed)
Fee Structure: Standard Underwriting (Discounted for Chase Relationship)
Welcome Offer / Benefit: Up to $5,000 Chase Homebuyer Grant + $5,000 Closing Guarantee
Rewards & Highlights: Fixed 15/30-Yr, Jumbo up to $9.5M, FHA, VA & 3% Down DreaMaker

Cons