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Wells Fargo Fixed-Rate & Homebuyer Access Mortgage

About Wells Fargo Mortgages & Home Loans

The Wells Fargo Fixed-Rate & Homebuyer Access Mortgage from Wells Fargo is one of the top-rated Mortgages & Home Loans options evaluated on MoneyCompared, earning an overall product score of 9.2/10. Coast-to-coast purchase and refinance mortgage lender offering the $10,000 Homebuyer Access down payment grant and jumbo relationship rate discounts.

Key highlights include 6.400% - 6.900% APR (30-Year Fixed), a fee structure of Standard Lender Origination Fee, and $10,000 Homebuyer Access Down Payment Grant in Eligible Areas. Accounts are backed by Equal Housing Lender and supported by Wells Fargo's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	Standard Lender Origination Fee
Regular APR / Rate	6.400% - 6.900% APR (30-Year Fixed)
Intro Offer / Welcome Bonus	$10,000 Homebuyer Access Down Payment Grant in Eligible Areas
Savings APY / AER	3% Down dream.plan.home + Up to 0.50% Premier Relationship Rate Discount
Minimum Deposit	3% Down Payment Minimum
Foreign Transaction Fee	N/A (U.S. Real Estate)
Deposit Insurance	Equal Housing Lender
Mobile App Rating	4.8 / 5.0
Overall Rating	9.2 / 10

About Product

Annual / Monthly Fee: Standard Lender Origination Fee
APR / APY Rate: 6.400% - 6.900% APR (30-Year Fixed)
Intro Offer / Bonus: $10,000 Homebuyer Access Down Payment Grant in Eligible Areas
Key Benefits: 3% Down dream.plan.home + Up to 0.50% Premier Relationship Rate Discount
Minimum Requirement: 3% Down Payment Minimum
Foreign Transaction Fee: N/A (U.S. Real Estate)
Protection: Equal Housing Lender

Pros

Rate / APR / APY: 6.400% - 6.900% APR (30-Year Fixed)
Fee Structure: Standard Lender Origination Fee
Welcome Offer / Benefit: $10,000 Homebuyer Access Down Payment Grant in Eligible Areas
Rewards & Highlights: 3% Down dream.plan.home + Up to 0.50% Premier Relationship Rate Discount

Cons