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Citibank HomeRun Mortgage & Conventional Loans

About Citibank Mortgages & Home Loans

The Citibank HomeRun Mortgage & Conventional Loans from Citibank is one of the top-rated Mortgages & Home Loans options evaluated on MoneyCompared, earning an overall product score of 8.1/10. Low-down-payment HomeRun Mortgage requiring just 3% down with no mortgage insurance (PMI) plus up to $7,500 Lender Closing Cost Credit.

Key highlights include 6.375% - 6.825% APR (30-Year Fixed), a fee structure of Relationship Closing Credit or Rate Discount for Citigold, and Up to $7,500 Lender Closing Cost Credit. Accounts are backed by Equal Housing Lender and supported by Citibank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee	Relationship Closing Credit or Rate Discount for Citigold
Regular APR / Rate	6.375% - 6.825% APR (30-Year Fixed)
Intro Offer / Welcome Bonus	Up to $7,500 Lender Closing Cost Credit
Savings APY / AER	3% Down with NO PMI on HomeRun Program + Jumbo Relationship Pricing
Minimum Deposit	3% Down Payment Minimum
Foreign Transaction Fee	N/A (U.S. Real Estate)
Deposit Insurance	Equal Housing Lender
Mobile App Rating	4.8 / 5.0
Overall Rating	8.1 / 10

About Product

Annual / Monthly Fee: Relationship Closing Credit or Rate Discount for Citigold
APR / APY Rate: 6.375% - 6.825% APR (30-Year Fixed)
Intro Offer / Bonus: Up to $7,500 Lender Closing Cost Credit
Key Benefits: 3% Down with NO PMI on HomeRun Program + Jumbo Relationship Pricing
Minimum Requirement: 3% Down Payment Minimum
Foreign Transaction Fee: N/A (U.S. Real Estate)
Protection: Equal Housing Lender

Pros

Rate / APR / APY: 6.375% - 6.825% APR (30-Year Fixed)
Fee Structure: Relationship Closing Credit or Rate Discount for Citigold
Welcome Offer / Benefit: Up to $7,500 Lender Closing Cost Credit
Rewards & Highlights: 3% Down with NO PMI on HomeRun Program + Jumbo Relationship Pricing

Cons