Home Banks E*TRADE from Morgan Stanley Personal Loans E*TRADE Margin Brokerage & Cash Bonus Account

E*TRADE Margin Brokerage & Cash Bonus Account

Check Rates & Apply at E*TRADE from Morgan Stanley ↗

About E*TRADE from Morgan Stanley Personal Loans

E*TRADE from Morgan Stanley rewards new brokerage and margin transfers with tiered cash bonuses ranging from $100 up to $10,000, plus access to Morgan Stanley Liquidity Access Lines for low-rate securities-backed borrowing.

Features

Annual Fee	$0 Account Fee
Regular APR / Rate	Tiered / Negotiable Margin APR (8.95% - 11.20% Standard)
Intro Offer / Welcome Bonus	Up to $10,000 Cash Deposit / Transfer Bonus
Savings APY / AER	4.25% APY via Linked Premium Savings
Minimum Deposit	$2,000 Min for Margin
Foreign Transaction Fee	$0 Stock & ETF Commissions
Deposit Insurance	SIPC + Morgan Stanley Private Bank Sweep
Mobile App Rating	4.7 / 5 (Power E*TRADE)

Pros

Huge tiered cash sign-up/transfer bonuses from $100 up to $10,000 on new deposits
4.25% APY Premium Savings Account with up to $2M FDIC insurance via Morgan Stanley Private Bank
Power E*TRADE platform + negotiable margin rates for active & high-net-worth clients
$0 monthly fee Max-Rate Checking with unlimited worldwide ATM fee refunds

Cons

Standard posted rack margin rates are high unless negotiated with an E*TRADE relationship manager
Top bonus tiers require substantial new asset transfers ($50k–$2M+)