Wealthfront Portfolio Line of Credit (Margin Loan)

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About Wealthfront Personal Loans

The Wealthfront Portfolio Line of Credit lets clients borrow up to 30% of their taxable investment portfolio automatically at 5.75% to 6.25% APR with zero credit check, zero application paperwork, and next-day ACH delivery.

Features

Annual Fee $0 Annual / Origination Fee
Regular APR / Rate 5.75% - 6.25% Portfolio Line APR
Intro Offer / Welcome Bonus +0.50% APY Cash Boost on Linked Cash Account
Savings APY / AER 4.50% - 5.00% APY on Cash
Minimum Deposit $25,000 Invested Portfolio Min
Foreign Transaction Fee None
Deposit Insurance $500k SIPC + $8M FDIC Cash Sweep
Mobile App Rating 4.9 / 5

Pros

  • Low 5.75%–6.25% variable APR with $0 origination or annual fees
  • No credit check or hard inquiry required
  • Pay back on your own schedule with automatic dividend repayment option

Cons

  • Requires $25,000 minimum portfolio balance at Wealthfront

Ready to check your rate for Wealthfront Portfolio Line of Credit (Margin Loan)?

Visit the official Wealthfront website to view current terms, eligibility, and apply online.

Visit Official Wealthfront Site ↗