Alliant Credit Union High-Rate Checking

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About Alliant Credit Union Checking Accounts

The Alliant Credit Union High-Rate Checking from Alliant Credit Union is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.3/10. Interest-paying digital credit union checking account offering 0.25% APY, $20/month in out-of-network ATM rebates, and zero overdraft fees.

Key highlights include 0.25% APY on all balances, a fee structure of $0 Monthly Maintenance Fee, $0 Minimum Balance, and Up to $20/Month in Out-of-Network ATM Fee Rebates. Accounts are backed by NCUA Insured up to $250,000 and supported by Alliant Credit Union's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee, $0 Minimum Balance
Regular APR / Rate 0.25% APY on all balances
Intro Offer / Welcome Bonus Up to $20/Month in Out-of-Network ATM Fee Rebates
Savings APY / AER 0.25% APY + 80,000+ Surcharge-Free ATMs + Next-Day ACH
Minimum Deposit $0 Minimum Deposit
Foreign Transaction Fee 1% Visa ISA Fee
Deposit Insurance NCUA Insured up to $250,000
Mobile App Rating 4.8 / 5.0
Overall Rating 9.3 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee, $0 Minimum Balance
  • APR / APY Rate: 0.25% APY on all balances
  • Intro Offer / Bonus: Up to $20/Month in Out-of-Network ATM Fee Rebates
  • Key Benefits: 0.25% APY + 80,000+ Surcharge-Free ATMs + Next-Day ACH
  • Minimum Requirement: $0 Minimum Deposit
  • Foreign Transaction Fee: 1% Visa ISA Fee
  • Protection: NCUA Insured up to $250,000

Pros

  • Rate / APR / APY: 0.25% APY on all balances
  • Fee Structure: $0 Monthly Maintenance Fee, $0 Minimum Balance
  • Welcome Offer / Benefit: Up to $20/Month in Out-of-Network ATM Fee Rebates
  • Rewards & Highlights: 0.25% APY + 80,000+ Surcharge-Free ATMs + Next-Day ACH

Cons

  • Minimum Requirement: $0 Minimum Deposit
  • Subject to Alliant Credit Union eligibility and account terms

Ready to check your rate for Alliant Credit Union High-Rate Checking?

Visit the official Alliant Credit Union website to view current terms, eligibility, and apply online.

Visit Official Alliant Credit Union Site ↗