Huntington Asterisk-Free Checking

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About Huntington Bank Checking Accounts

The Huntington Asterisk-Free Checking from Huntington Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9/10. Customer-favorite Midwest checking account with $0 monthly maintenance fee, $0 minimum balance, 24-Hour Grace, and $50 Safety Zone overdraft buffer.

Key highlights include 0.01% APY, a fee structure of $0 Monthly Maintenance Fee Always, and Standby Cash Digital Line Access up to $500. Accounts are backed by FDIC Insured up to $250,000 and supported by Huntington Bank's 4.8 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee Always
Regular APR / Rate 0.01% APY
Intro Offer / Welcome Bonus Standby Cash Digital Line Access up to $500
Savings APY / AER $50 Safety Zone Buffer + 24-Hour Grace Period + Early Pay
Minimum Deposit $0 Minimum to Open
Foreign Transaction Fee 3% Foreign Transaction Fee
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.8 / 5.0
Overall Rating 9 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee Always
  • APR / APY Rate: 0.01% APY
  • Intro Offer / Bonus: Standby Cash Digital Line Access up to $500
  • Key Benefits: $50 Safety Zone Buffer + 24-Hour Grace Period + Early Pay
  • Minimum Requirement: $0 Minimum to Open
  • Foreign Transaction Fee: 3% Foreign Transaction Fee
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 0.01% APY
  • Fee Structure: $0 Monthly Maintenance Fee Always
  • Welcome Offer / Benefit: Standby Cash Digital Line Access up to $500
  • Rewards & Highlights: $50 Safety Zone Buffer + 24-Hour Grace Period + Early Pay

Cons

  • Minimum Requirement: $0 Minimum to Open
  • Subject to Huntington Bank eligibility and account terms

Ready to check your rate for Huntington Asterisk-Free Checking?

Visit the official Huntington Bank website to view current terms, eligibility, and apply online.

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