Charles Schwab Bank High Yield Investor Checking

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About Charles Schwab Bank Checking Accounts

The Charles Schwab Bank High Yield Investor Checking from Charles Schwab Bank is one of the top-rated Checking Accounts options evaluated on MoneyCompared, earning an overall product score of 9.8/10. Gold-standard checking account for global travelers offering unlimited worldwide ATM fee rebates at the end of every month, $0 monthly fee, and 0% foreign transaction fees.

Key highlights include 0.45% APY on all balances, a fee structure of $0 Monthly Maintenance Fee, and Linked Schwab One Brokerage Account Included. Accounts are backed by FDIC Insured up to $250,000 and supported by Charles Schwab Bank's 4.9 / 5.0-rated digital banking experience.

Features

Annual Fee $0 Monthly Maintenance Fee
Regular APR / Rate 0.45% APY on all balances
Intro Offer / Welcome Bonus Linked Schwab One Brokerage Account Included
Savings APY / AER 0.45% APY + Unlimited Worldwide ATM Fee Rebates Every Month
Minimum Deposit $0 Minimum Balance
Foreign Transaction Fee $0 (None)
Deposit Insurance FDIC Insured up to $250,000
Mobile App Rating 4.9 / 5.0
Overall Rating 9.8 / 10

About Product

  • Annual / Monthly Fee: $0 Monthly Maintenance Fee
  • APR / APY Rate: 0.45% APY on all balances
  • Intro Offer / Bonus: Linked Schwab One Brokerage Account Included
  • Key Benefits: 0.45% APY + Unlimited Worldwide ATM Fee Rebates Every Month
  • Minimum Requirement: $0 Minimum Balance
  • Foreign Transaction Fee: $0 (None)
  • Protection: FDIC Insured up to $250,000

Pros

  • Rate / APR / APY: 0.45% APY on all balances
  • Fee Structure: $0 Monthly Maintenance Fee
  • Welcome Offer / Benefit: Linked Schwab One Brokerage Account Included
  • Rewards & Highlights: 0.45% APY + Unlimited Worldwide ATM Fee Rebates Every Month

Cons

  • Minimum Requirement: $0 Minimum Balance
  • Subject to Charles Schwab Bank eligibility and account terms

Ready to check your rate for Charles Schwab Bank High Yield Investor Checking?

Visit the official Charles Schwab Bank website to view current terms, eligibility, and apply online.

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